Short Term Car Insurance

Most car insurance companies offer insurance policy coverage for a period of 12 months, but there are situations when you need insurance for a short period. Short term car insurance can be useful in such circumstances. It is common to take this insurance in such situations when a person, who is not listed as a driver in the insurance policy schedule, has to use the vehicle. The policy has been specially designed to meet an immediate requirement in situations such as when a person borrows a car from a friend temporarily to go for vacation, or to take someone to hospital in a far off place or to transport furniture. The other alternative is to add your friend in your car insurance policy, but that can be risky in the event of an accident. If an accident takes place when your friend is driving, your no claim bonus could be wiped out. However, by taking a short term policy, your friend can legally drive your car without affecting your claim. The cover of short term car insurance in Australia is usually available for a period from 1 to 28 days. It is generally offered for cars that can be driven with a normal license and for drivers who are over 24 years.

Applying for a short-term car insurance in Australia is easy and you can also apply online for a fast processing. The online option also gives you choice to compare quotes by different companies and strike a cheap deal. The quote you get will depend upon various factors such as, driver’s age, the area where you will be driving and the car that is to be insured. When you look at the per day cost, the short term car insurance may appear to be much more expensive than an annual car insurance policy, but it is the best option when you require cover only for a few days, saving you in terms of the total amount you pay for insurance.